top of page

We will be closed on Monday, September 1, 2025 for the Labor Day holiday.  

Paper cut lightning shape, lightning with light and shadow. placed on a yellow paper backg

Introducing

High Voltage

Checking

Estate Planning
Made Easy

As a member of EFCU you get exclusive savings of 20% off any estate plan through our partnership with Trust & Will and Love My Credit Union® Rewards.

Construction Worker

Lower Your Debt

Our online tools walk you through step-by-step to create a personalized debt repayment strategy, helping you manage and reduce your debt for long-term financial stability.

Construction Manager

Certificate Rates

Best:

6-Months

3.82% APY**

$1,000 Minimum

12-Months

3.67% APY**

$1,000 Minimum

Hand Waving Out of Car

Refinance your auto loan to EFCU

Rates as low as 3.99% APR* for 60 months (with Relationship Pricing)

*Payment Example: $20,000 for 60 months at 3.99% APR is $369.  

APR=Annual Percentage Rate

Log into Digital Banking to Apply!

UNION AFFILIATIONS

As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

IBEW Local 68 Logo
SMART Logo
Plumbers Local 3 Logo
lBEW Local 111 Logo

If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:

 

IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

New Home

Tired of renting?  Looking for direction on what it takes to purchase your own home? Learn the process, resources, and strategies to help you buy a home while sticking to a budget.

FINANCIAL LITERACY

Anchor 1

CONTACT
US

Telephone:

303-428-5080 or 1-888-428-5080

Monday - Friday 9am - 5pm

Phone Banking:

1-877-426-0302

24/7

Mail:

5080 W 60th Avenue

Arvada, CO  80003

Email:

memberservices@electrifcu.org

Worker with Safety Helmet

VISIT
US

Monday - Friday 8:30am - 5pm

Saturday - Closed

Sunday - Closed 

OR

Discover over 5,000 Shared Branch locations where you can access your account even on weekends.

Plus 30,000+ Surcharge-Free ATMs

 

Shared Branching Logo

Send us a message
 and we’ll get back to you shortly.

a person wearing a hard hat with the wor

EFCU

5080 W 60th Avenue

Arvada, CO  80003

NMLS #1028973

303-428-5080

*APR (%) = Annual Percentage Rate

**APY=Annual Percentage Yield

 

​Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

NCUA Logo
Equal Housing Opportunity Logo
Woman on Her Phone

After Hours/Mastercard Debit Card:

1-833-933-1681 - Domestic

1-812-647-9794 - International

You can also turn off or report your EFCU Mastercard Debit Card stolen within your EFCU Digital or Mobile Banking account. 

After Hours/Visa Credit Card:

1-800-247-4222

 

Privacy Policy | Fee Schedule | Rates | Make a Loan Payment

Routing Number: 302075416

© 2025 by Electrical Federal Credit Union. All Rights Reserved.
If you need accessibility assistance with any of EFCU's digital properties, please email us at: memberservices@electricalfcu.org or call 303-428-5080

bottom of page