IMPORTANT FRAUD ALERT: Recently, there has been a rise in attempted fraudulent imposter activity through phone calls claiming to be from the EFCU fraud department. Fraudsters are trying to gain account and identification information (including digital banking login credentials). If you did not intend to contact EFCU, DO NOT provide any information if prompted; always contact EFCU immediately, 303-428-5080, to get our assistance on any suspicious communication. Learn more here.

Invest in your
future with our higher paying
term share certificates.

Current Best Rate:
6-month term | $1,000 min
4.75% APR | 4.86% APY
APR = annual percentage rate | APY = annual percentage yield

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Auto Loans

Rates as low as 6.24% APR* for 60 months*** (with relationship pricing)

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Home Equity Loans

Use the equity in your home to consolidate your debt.
Rate currently at 8.50% APR*

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Certificate Rates

6-Months
4.75% APR/4.86% APY**
$1,000 Minimum

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UNION AFFILIATIONS

As the only Colorado credit union, or bank, with a unionized office staff (organized through OPEIU Local 30), EFCU members can rest assured knowing they have access to competitive financial products and services while also supporting fellow labor union members.

If you are affiliated with any of the following Colorado Labor Unions, or if you are a family member of an EFCU member, you are eligible to be a member of EFCU:

IBEW Local 68, IBEW Local 111, SMART Local 9, Plumbers Local 3 (PPF/UA Denver), UFCW 7, Carpenters Local 55, OPEIU 30, Denver Labor Council for Latin American Advancement (LCLAA) or any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation (DALF)

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