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Making home improvements? Consolidating bills or education costs? By borrowing against the value of your home you can even finance college tuition, autos or RVs and much more. You'll be able to enjoy an adjustable rate in addition to potential tax advantages! Whatever your needs may be, Electrical Federal Credit Union has the right loan for you. Right now, get a home equity line of credit up to $100,000.00. |
Account Description Autos: (New and Used) -Includes Motorcycles/Boats 100% Share Secured 100% CD Secured Signature Loan Overdraft/Line of Credit |
Special Conditions |
Annual Percentage Rate |
As low as 5.45% APR |
4.00% APR |
3.00% APR above rate being paid on CD |
As low as 11.00% APR |
15.50% APR |
As low as 5.45% APR |
Prime; Not lower than 4.00% APR |
11.90% APR |
*Rates Quoted as of 04/30/10 with approved credit |
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE |
Visa Credit Cards |
20% down required/120 month term available |
$100,000 maximum; 80% combined loan to value max |
15 year variable 80% loan to value = Wall street journal prime Adjusts twice a year, April and October (payment also adjusts at that time) Floor of 4.00% 5 year draw period |
Your credit score will determine your rate, maximum loan amount and term. For more information please contact your EFCU loan representative at (303) 428-5080 or 1-(888)-428-5080 |
RV's, Travel Trailers, Campers (New and Used) Home Equity Lines of Credit |
Up to 72 Months |
Not to exceed $10,000.00 limit |