Making home improvements? Consolidating bills or education costs? By borrowing against the
value of your home you can even finance college tuition, autos or RVs and much more. You'll
be able to enjoy an adjustable rate in addition to potential tax advantages! Whatever your
needs may be, Electrical Federal Credit Union has the right loan for you. Right now, get a home
equity line of credit up to $100,000.00.
Account Description

Autos: (New and Used)
-Includes Motorcycles/Boats

100% Share Secured

100% CD Secured

Signature Loan

Overdraft/Line of Credit
Special Conditions
Annual Percentage Rate
As low as 5.45% APR
4.00% APR
3.00% APR above rate
being paid on CD
As low as 11.00% APR
15.50% APR
As low as 5.45% APR
Prime; Not lower
than 4.00% APR
11.90% APR
*Rates Quoted as of 04/30/10 with approved credit
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
Visa Credit Cards
20% down required/120
month term available
$100,000 maximum; 80%
combined loan to value max
15 year variable
80% loan to value = Wall street journal prime
Adjusts twice a year, April and October (payment also adjusts at that time)
Floor of 4.00%
5 year draw period

Your credit score will determine your rate, maximum loan amount and term. For more
information please contact your EFCU loan representative at (303) 428-5080 or
1-(888)-428-5080

RV's, Travel Trailers,
Campers (New and Used)

Home Equity Lines of Credit
Up to 72 Months
Not to exceed $10,000.00
limit