Money Market:

Our Money Market Account allows 2 free withdrawals per month. There is a $1,000
minimum balance required.

Christmas Club Account:

Start saving today for the most expensive season of the year. A periodic deposit will add
up fast and help you enjoy the holidays rather than worry about your finances.

Special Shares:

This account is much like your regular shares savings, however, sometimes you need an
extra savings place for your special needs, such as that vacation you've always wanted to
take to Hawaii, or perhaps college tuition, down payment on your next car, or whatever
your heart desires. This secondary account can help you with a very special purchase.
Rate Information: APR = Annual Percentage Rate/APY = Annual Percentage Yield

Fixed Rate Accounts

Regular Share Savings
Christmas Club
Special Savings
IRA
Money Market $1,000.00 to $9,999.99
Money Market $10,000.00 to $24,999.99
Money Market $25,000.00 to $74,999.99
Money Market $75,000.00 and greater
Dividend Rate (APR)

0.15%
0.15%
0.15%
0.35%
0.25%
0.35%
0.45%
0.55%
Dividend Yield (APY)

0.15%
0.15%
0.15%
0.35%
0.25%
0.35%
0.45%
0.55%
Dividends last paid on 06/30/2010
Dividend rates are paid from current quarter earnings and are not guaranteed.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE